Privacy

The protection of client privacy and the maintenance of a member's personal information is considered to be of the utmost importance and we take very seriously the ongoing trust that clients place in us to protect their information.

 

As part of our business we are committed to providing a number of services to our members, which include financial services. To provide these services, it is necessary for us to collect, store and use your personal information. In handling such personal information, No Limit is bound and committed to complying with the Privacy Act 1998 and the National Privacy Principles.

We have a general duty to keep confidential all personal information we hold about clients, including their names, addresses and financial data.

 

We will only deal with your personal information as set out in this policy.

 

We collect most personal information about members directly from the members themselves. The type of information we collect will include your name and may include: contact details; tax file number; date of birth; income and financial details; employment details; credit record and transaction history.

 

We will use this information for the purposes that you have provided it.

Use and Disclosure

Personal information is treated as confidential within No Limit and is used by us for the purpose for which it was collected or for a related purpose. Related purposes for providing members general advice may include:

 

• our own market analysis and product development;
• internal accounting and administration;
• regulatory reporting and compliance;
• informing you about new products or services;

 

We have a duty to keep confidential all personal information we hold about you, including:

 

• your name, address and financial information;

 

Whilst we abide by our duty of confidentiality, we may disclose members’ personal information if that disclosure is:

 

• required to comply with our legal obligations. This includes disclosure to various government departments and agencies such as the ATO, disclosure to the courts under subpoena, and disclosure to our auditors, APRA, and Austrac.
• in the public interest (e.g. to protect our interests or where we have a duty to the public to disclose, or where it is necessary in proceedings before a court or tribunal) and where a crime or fraud is committed or is suspected, disclosure may be justified.

Security of Your Personal Information

We take all reasonable precautions to protect your personal information from loss, unauthorised access, modification and unauthorised disclosure. Personal information about our clients is only accessible by you and by those who are authorised to access it. Only authorised employees have access to members’ personal information, and access is only for approved purposes. Your personal information can only be amended and deleted by authorised means.